Ripple

260 reviews, 78% of them positive.78% positive · 260 reviews· Influence factor 69, above 14% of accounts

The record

From 152 activities · May 2026

Ripple is a blockchain infrastructure project focused on fast, low-cost cross-border payments through XRP and the XRP Ledger, with 3–5 second settlement and institutional partnerships across banks and financial institutions globally. The project has survived regulatory battles with the SEC, multiple market cycles, and persistent criticism over centralization concerns—particularly regarding Ripple Labs' large token holdings and ongoing sales—yet maintains a devoted community and continues expanding real-world use cases in payments, custody, stablecoins (RLUSD), and tokenization. Opinions sharply divide: supporters praise its actual utility, speed, institutional adoption, and resilience as an OG crypto project, while detractors view it as too centralized, overly corporate, and misaligned with decentralization principles, though even skeptics acknowledge its staying power and relevance in the industry.

What people say

Received · 260 Given · 0

“From global payments pioneer to resilient builder — Ripple stands the test of time.”Ripple has long been at the forefront of blockchain-based cross-border payments, pushing for faster, cheaper, and more efficient financial transfers. Despite facing regulatory challenges, the project continues to evolve with institutional partnerships and expanding use cases for XRP. On a personal note, I may be a little biased — I earned a significant profit from XRP during the 2017–2018 bull run. But even setting that aside, Ripple has remained a steady force in the industry, consistently developing and proving its relevance in the global financial landscape.

ibO · 1369· 1y ago19

“NEW PROJECT”This is my first time hearing about them or seeing their twitter page

bbdim · 1299· 1y ago · neutral10

“Super Bullish”

vyre · 1184· 1y ago10

“Ripple: Bridging the Gap Between Traditional Finance and Blockchain”Ripple stands out as a blockchain-based solution focused on revolutionizing cross-border payments. Unlike many other cryptocurrencies, Ripple’s primary goal isn’t decentralization for its own sake, but rather improving the existing financial infrastructure. Its native token, XRP, serves as a bridge currency to facilitate fast, low-cost international transactions. One of Ripple’s key strengths is its partnership with over 300 financial institutions globally, including banks and payment providers. These collaborations underscore Ripple’s potential to bring blockchain into mainstream finance. That said, Ripple has faced regulatory challenges—most notably its ongoing legal battle with the U.S. SEC—which has impacted market sentiment. Despite this, many in the crypto and fintech communities remain optimistic about Ripple’s long-term vision and use-case relevance. In summary, Ripple is not just a cryptocurrency project—it’s a targeted financial solution with real-world applications. For those interested in blockchain’s role in modernizing finance, Ripple is definitely worth watching.

naz · 1264· 1y ago10

“One of the very Best in the Space”Ripple team have had a lot of battles over the years and every single time, they have come out on top. I do not think there has been another token that has been as heavily scrutinised and fought against by as many entities - including the SEC, as XRP… yet it has come out on top and continues to push forward over the years. Ripple has cemented its place as one of the top projects in the crypto ecosystem and its current price is a simple reflection of that fact.

Sam.var · 1354· 1y ago14

“Xrp should be looked into”Xrp has a special place in my heart,it's speed, efficiency scalability makes it a reliable workhorse,quietly powering transactions behind the scene.

Femi Jason.Ink 🍊,💊 · 1232· 1y ago9

“Positive”Ripple is a blockchain project designed to facilitate fast, secure and cost-effective cross boarder payments. It has partnership with other projects focused on real-world utility . In conclusion, Ripple is driving blockchain adoption in global finance. The platform scalability and interoperability, thus tone of the major driving factor for its wide partnership with other blockchain projects. Last, mentioning its speed, it processes large transactions i seconds, with little gas fees, thus making the platform an ideal ground for al users.

Prince Okodi · 1228· 1y ago9

“Ripple Blockchain Pioneer, Payment Innovator & Stablecoin Leader”a true blockchain trailblazer! Leading with the XRP Ledger and their game-changing RLUSD stablecoin, they’re transforming cross-border payments, partnering with over 20+ governments and 50+ banks, with a strong foothold in Japan. CEO Brad Garlinghouse and the team are pushing boundaries, recently teaming up with OpenPayd to integrate real-time EUR and GBP rails, handling over $70 billion annually across 90% of global FX flows. Despite the SEC battle, they’re turning hurdles into wins, applying for a U.S. national bank charter and eyeing a spot XRP ETF with 95% approval odds. With RLUSD hitting a $415 million market cap since its December 2024 launch and XRP ranking second on CoinMarketCap, they’re bridging crypto and traditional finance. Love their vision—fast, secure, scalable tech that’s quietly reshaping global finance, from DeFi integrations with Chainlink to CBDC trials with central banks like Saudi Arabia. A must-follow for crypto fans, even with its rollercoaster journey!

Fishball · 1195· 1y ago9

“Ripple is legit”

Lebanon Don · 1231· 1y ago · neutral9

“Web3 Visionary”Always brings fresh ideas and thoughtful perspectives to the conversation. A true asset to the community.

AK_93 "🦍" · 1147· 1y ago8

“Hope to see XRP at 4 dollars soon”Ripple’s pivot to stablecoins with RLUSD shows it’s serious about bridging TradFi and crypto infrastructure. The BNY Mellon custody move and regulatory steps are smart plays. That said, the long-term balance between RLUSD and XRP utility is still an open question—but no doubt, Ripple’s building for scale.

Maksim · 1195· 1y ago8

“Ripple: The Calm Force Behind Big Waves”You don’t need to be loud to make an impact — and Ripple is living proof of that. In every space, in every conversation, there’s a quiet brilliance to how they move. Calculated. Grounded. Forward-thinking. Ripple has always struck me as someone who doesn’t chase trends — they set them. With a deep understanding of both the technical and human layers of Web3, they bring clarity to complexity, direction to chaos, and integrity to every decision. But what truly sets Ripple apart for me is the friendship we’ve built over time. They’re the kind of person who gives without expecting, listens without judgment, and builds without ego. Whether it’s a thoughtful DM, a late-night discussion about the future of decentralization, or just sharing the silence — they show up. In a space that moves fast and forgets faster, Ripple remains a steady current — someone you can count on to do the right thing, the right way. Ethos is stronger with them in it. And honestly? So am I.

weiss tiger · 1209· 1y ago8

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