Someguy
Afi
Grethos
Abhi | AP Collective @ Token 2049 🇸🇬
aadvark
Anton Boiarchuk
Cuzzo 🛡️
Biti8
vitalik.eth
MLO
Coinbase Ventures 🛡️
gabriel shapiro
一川drive 🔴
۟Profile· Neutral@3janexyzOn Ethos
3Jane
3 reviews, 100% of them positive.100% positive · 3 reviews· Influence factor 86, above 17% of accountsWhat people say
Received · 3Given · 0“a novel and innovative web3 approach to on chain unsecured credit (backed by coinbase and paradigm)”3jane allows users to borrow/lend (via supply/staking mechanisms) using their verified defi assets, bank accounts, and credit score (via Credit Karma). The founder, Ya3kov (tw: @_yakovsky), has worked at Aavo as the former chief of strategy from 2022-2024 and also, Ribbon Finance.
a small hippocampus · 1256· 10mo ago3
a small hippocampus · 1256· 10mo ago3“Great team”Have been super supporting in setting up account and various connections to protocol. Think this will play out as a major success long term.
Igs · 1287· 1y ago2
Igs · 1287· 1y ago2“Bridge Between TradFi and DeFi Credit (backed by Paradigm)”Kinda a DeFi lending evolution here. 3Jane lets you borrow against your actual credit score and cash flows instead of just locking up crypto collateral. They're using zkTLS to pull in traditional credit scores (VantageScore 3.0) and Plaid banking connections, then combining that with on-chain credit scoring to offer unsecured USDC credit lines. The fact that they can underwrite against everything from your bank account to your DeFi positions to future cash flows is genuinely revolutionary for capital efficiency. Plus they've got a real collections mechanism with U.S. agencies bidding on bad debt, which solves the "what happens when people don't pay back" problem that's plagued crypto lending.
Bitduke · 1241· 1y ago2
Bitduke · 1241· 1y ago23 of 3 · most upvoted first