Ripple

260 reviews, 78% of them positive.78% positive · 260 reviews· Influence factor 69, above 14% of accounts

The record

From 152 activities · May 2026

Ripple is a blockchain infrastructure project focused on fast, low-cost cross-border payments through XRP and the XRP Ledger, with 3–5 second settlement and institutional partnerships across banks and financial institutions globally. The project has survived regulatory battles with the SEC, multiple market cycles, and persistent criticism over centralization concerns—particularly regarding Ripple Labs' large token holdings and ongoing sales—yet maintains a devoted community and continues expanding real-world use cases in payments, custody, stablecoins (RLUSD), and tokenization. Opinions sharply divide: supporters praise its actual utility, speed, institutional adoption, and resilience as an OG crypto project, while detractors view it as too centralized, overly corporate, and misaligned with decentralization principles, though even skeptics acknowledge its staying power and relevance in the industry.

What people say

Received · 260 Given · 0

“Ripple is poised to transform the global financial landscape. With an increasing number of banks adopting XRP, it is on”

MO🪑🛡️⚛️ (privacy arc) · 1307· 1y ago11

“xrp”Ripple is a company that created a digital payment protocol and cryptocurrency called XRP. It's designed to make money transfers fast and cheap, especially for banks and financial institutions. Unlike Bitcoin, Ripple isn’t meant for everyday purchases — it’s built more for moving large amounts of money across borders quickly. Transactions with Ripple take just a few seconds and cost almost nothing. Many banks and companies have tested or used Ripple’s system because it’s more efficient than traditional banking networks like SWIFT. XRP, the token used in the Ripple network, helps provide liquidity for these transfers. Ripple’s goal is to make sending money as easy as sending an email — fast, reliable, and low-cost.

EGGWARD · 1282· 1y ago · neutral11

“Huge fanbase”Ripple is doing very innovative things. It's hard to argue against. Huge fanbase, a lot to like. Heck, they battled it out with the SEC for years. It'll be interesting to see how they progress in the coming years!

DrMoose · 1275· 1y ago11

“Ripple”Ripple stands out as a forward thinking project that's making meaningful strides in the decentralized space. With a clean vision and consistent communication, it's building real credibility. The team is transparent and engaged, and their commitment to innovation shows through thoughtful development updates. Ripple foundation suggests long term potential. It's definitely a project worth watching for those who value community driven progress.

¿?🐂🀄 · 1108· 1y ago11

“Well nothing anything negative to say their the creators of XRP”So of course they are XRP or Ripple labs and they have been around just as long as stellar and cosmos,, and just like many others because it’s a company that is involved and created a token Uncle Sam wanted to did their greedy paws into what they thought was going to be an easy win and payday. Fortunately they did just roll over congrats guys you deserve the win….

DarkOnee.NFT Zetarium · 1244· 1y ago11

“Bridging Traditional Finance and Decentralized Futures”In a crypto world dominated by noise, memes, and fleeting narratives, XRP stands out for doing the one thing most projects don’t: actually delivering. While others promise to "revolutionize finance," XRP has spent the past decade quietly building the infrastructure to actually do it—with real users, real partnerships, and real volume. Let’s get the basics out of the way: 3–5 second finality 1,500+ TPS throughput Tiny fees (fractions of a cent) Yes, there are other fast chains today—but how many of them have been operating reliably since 2012, without downtime, without breaking, and with actual enterprise-grade stability? XRP Ledger isn’t a science experiment. It’s battle-tested and built for production, not hype. Ripple’s On-Demand Liquidity (ODL) system is one of the few working examples of blockchain used in enterprise cross-border payments. No need to pre-fund bank accounts overseas. No SWIFT delays. Just real-time global settlement using XRP as a bridge. This isn’t theoretical—it’s already live in 40+ payout markets, used by names like SBI, Tranglo, and Santander. While most crypto projects pitch ideas, Ripple shipped a working solution. Years ago. After a multi-year legal battle with the SEC, Ripple scored a landmark win in 2023: XRP is not a security when traded on secondary markets. This wasn’t just Ripple’s personal victory—it gave the entire U.S. crypto space a moment of regulatory clarity. While many projects avoid regulators, Ripple faced them head-on and came out stronger. It’s one of the very few assets in the U.S. with actual legal clarity—a huge advantage as institutional interest ramps up. Many people still see XRP as "just for payments." But the tech has been evolving fast: XLS-20 enabled native NFTs AMM support and Hooks (lightweight smart contracts) are on the way Community-led L2s like Coreum and Evernode are expanding what’s possible on XRPL All of this while maintaining speed, low cost, and decentralization. No gas wars, no $100 fees, no broken UX. Just clean execution. The XRP Ledger doesn’t use energy-hungry proof-of-work. It’s fast and eco-friendly—consuming 99% less energy per transaction than BTC or ETH. For enterprises and governments increasingly held to ESG standards, this is a massive value add. Honestly? I used to think XRP was too "corporate" to be interesting. But over time, I’ve realized: it’s one of the only projects that’s actually built what crypto set out to do—global, fast, borderless finance that works for everyone. It’s not about flashy branding or memecoins. It’s about infrastructure. Longevity. Real impact. XRP doesn’t chase narratives—it builds in spite of them. It doesn’t ask for attention—it earns relevance through resilience. If you believe crypto should move beyond speculation into real-world utility, then XRP isn’t just worth watching—it’s already proving itself. No hype needed. Just delivery.

Kronique (❖,❖) ∞ KIN · 1248· 1y ago11

“Annoying ass holder base but that's kinda what u want, shit goes up”

Preballin · 1280· 1y ago11

“Ripple”Ripple has established itself as a trailblazer in the blockchain and cryptocurrency space, offering innovative solutions for cross-border payments and digital asset management. Their use of the XRP Ledger and the native XRP token enables lightning-fast transactions, settling in just 3-5 seconds at a fraction of a cent, which is a game-changer for financial institutions looking to streamline global payments. The company's focus on compliance, security, and scalability, as seen with their stablecoin RLUSD and partnerships with major banks like BBVA Switzerland and Travelex Bank, demonstrates their commitment to real-world utility. Ripple’s recent expansions, such as acquiring Metaco for crypto custody and securing licenses in New York and Texas, highlight their growth and adaptability. Their emphasis on sustainability, with the XRP Ledger’s energy-efficient consensus mechanism, sets a high standard in the industry. Ripple Swell 2025 in NYC promises to further showcase their leadership in shaping the future of finance.

𝐈𝐝𝐫𝐢𝐬. · 1211· 1y ago11

“Ripple: A Pioneer in Cross-Border Payments, Balancing Challenges and Opportunities”Ripple’s X account (@Ripple ) serves as a window into blockchain-driven financial innovation, showcasing its ambition to modernize global payments through XRP and RippleNet. The account’s content is professional, covering technical updates, industry partnerships, and market transparency, highlighting Ripple’s leadership in the fintech space. However, the shadow of the SEC lawsuit and controversies surrounding XRP price volatility cannot be ignored, as these issues have sparked division within the community. Despite this, Ripple demonstrates a commitment to building a value-driven internet through transparent token management and support for developers. For investors and developers interested in blockchain payment solutions, @Ripple is an account worth following, though it requires cautious interpretation.

机智的空投法师|Bluebird🕊️ · 1052· 1y ago · neutral11

“Driving Blockchain Adoption with Purpose and Protection”Ripple is making waves far beyond payments. With a focus on financial education, cross-border solutions, and scam awareness, Ripple is positioning itself as more than just a blockchain company — it's becoming a trusted guide in the Web3 space. By combining real-world use cases with proactive community protection, Ripple shows that innovation and responsibility can go hand in hand. It’s not just building tech — it’s building trust.

Ducanh1368 (evms/acc) · 1260· 1y ago11

“Old school project. Been in crypto since ages. Even though i am not amused by the tech they managed to survive”

Ly · 1298· 1y ago11

“Goal Getter”Some communities form around hype; others form around purpose. This one is firmly the latter. Whether it’s the quality of discourse, the consistency of contributors, or the level of support offered to new builders, it reflects real commitment. A true builder’s space, through and through.

𓆩𝕋𓆪 · 1177· 1y ago11

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